$100 to $5,000 · all credit types considered
Start your request
$100 to $5,000 · as soon as the next business day, if approved
Secure SSL · soft inquiry · free to request
- Free to request
- Checking won't affect your credit score
- All credit types considered
- Not a lender
Emergency loans online, $100 to $5,000, to turn a tight week around
RotorCoverage is a loan referral service, not an insurer. Lenders in our network review your request and you decide.
Three turns
- 1
Send it
One short form with the amount.
- 2
Lenders review
Each lender in our network decides for itself.
- 3
Your call
Read the terms. If approved and you accept, funds can arrive as soon as the next business day.
A tight week
- The furnace stopped in the cold.
- An urgent care visit.
- A late rent notice.
- Car trouble before a shift.
- A bill sent to collections.
If that's your week, a free request shows what lenders may offer.
RotorCoverage is
- A free loan referral service
- A soft check of your options
- Your choice at every step
RotorCoverage is not
- A lender
- An insurance company
- A guarantee of approval
Plain answers
Is RotorCoverage an insurance company?
No. Despite the name, RotorCoverage doesn't sell insurance of any kind. It's a free loan referral service: we pass your request to lenders in our network, and they make every credit decision.
Will checking my options affect my credit score?
No. Checking your options uses a soft inquiry, which doesn't affect your credit score. Lenders may verify your details and check your credit, including with alternative credit bureaus, as part of reviewing your request.
How much can I request?
Anything from $100 to $5,000. The amount a lender offers depends on its own review and your state's rules, so it can be lower than what you asked for.
How soon could the money arrive?
If a lender approves you and you accept, funds can arrive as soon as the next business day. Timing depends on the lender and your bank.
Can I send a request with bad credit?
Yes. All credit types are considered and many lenders look at income as well as your score. Approval isn't guaranteed, and your credit can affect the terms you're offered.
What will it cost?
That depends on the lender, the amount and your state. Short-term loans can be expensive. The lender shows you the APR, fees and repayment dates before you sign, and you can say no.